universal life Insurance
Looking for a Universal Life Insurance Policy Near Lafayette, LA?
Protect your family, save for retirement, and support your loved ones with a universal life insurance policy! Local Choice Insurance Agency is a reputable universal life insurance company that caters to clients from and around Lafayette, LA. We’ll help create the perfect plan that fits your needs without going over the budget. Ready to get started? Then drop us a line at (337) 565-2039! We provide free consultations and sample universal life insurance quotes.
Our services are available to clients from the following areas:
- Carencro, LA
- Lafayette, LA
We Can Help You Find a Universal Life Policy That Fits Your Needs
Some advantages of choosing a UL, or universal life insurance, policy are:
- Cash Value: Unlike term assurance policies, a UL plan has an equivalent cash value. This is the amount of money that your account accumulates over a certain period of time. The actual amount depends on a number of factors, such as the age of your policy.
- Lifetime Protection: UL provides a lifetime’s worth of protection. It’ll only stop once the policyholder passes away and their beneficiaries make a claim. But until then, it’ll continue to run and accumulate cash value.
- Flexible Premiums: The premiums for a UL are more flexible than that of a whole life insurance plan. You can customize the payment plan to match your current needs and budget. Additionally, you can upgrade it later on if your coverage needs increase.
To learn more about the benefits of a universal life insurance policy, get in touch with Local Choice Insurance Agency! Dial (337) 565-2039 to set an appointment in or near Lafayette, LA.
Talk to Us, a Helpful Universal Life Insurance Company Today
What makes a good universal life insurance company? With all the options available, it can be quite taxing to make a decision. In fact, your inbox is probably loaded with messages from random insurance agents. To ensure you make the right choice, only work with experts that:
- Have Years of Experience: You need the skill and experience of tenured agents if you want to get the best plan on the market. So as a general rule, only work with agents who’ve been around for more than a few years now.
- Focus on Your Needs: Agents driven by money are more aggressive, but they also tend to focus on their needs rather than the clients’. They skip the analysis and suggest plans they’ll have the highest commission on. If your agent seems like they don’t care about you at all, then don’t waste your time with them. Take it as a red flag and move on to your other options.
- Are Approachable: Keep in mind that insurance plans are a lifelong commitment. Try looking for friendly, professional agents you’re comfortable around.
For a trustworthy, reputable universal life insurance company backed by more than three and a half decades’ worth of experience, turn straight to Local Choice Insurance Agency! Call (337) 565-2039 for bookings and inquiries. We also provide sample universal life insurance quotes for clients to refer to.
Walk Through Our Universal Life Insurance Quotes
Should you get a universal life insurance plan? A lot of clients don’t fully understand the benefits of getting life insurance. They feel it’s nothing more than an added expense. Some even feel uncomfortable talking about their death.
If you refuse to get life insurance because you feel you don’t need it, then you’re approaching the topic wrong. Remember, life insurance isn’t for you; rather, it’s for your loved ones. If you’re a breadwinner, insurance protects them from having to take out cash from their savings just to continue living. Imagine how heartbreaking it must be for your family to cope with the death of a loved one while having to support themselves. Life goes on for other people and the only way you can help is to provide for their needs in advance.
Ready to get an insurance plan? Then talk to Local Choice Insurance Agency today! We’ll provide you with sample quotes to refer to.